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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Billy and Julie Kingery, a proven Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Find Rocky Mount, Boones Mill and Smith Mt. Lake Homes - Find Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia real estate listings & homes for sale provided by Billy and Julie Kingery, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Billy and Julie Kingery, a proven Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Billy and Julie Kingery, a proven Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Rocky Mount, Boones Mill and Smith Mt. Lake Information - Find local information on Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Billy and Julie Kingery, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Billy and Julie Kingery, a proven Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia NUMBER1EXPERT™ Top Selling real estate agent. About Billy and Julie Kingery - Information about Billy and Julie Kingery including testimonials, guarantees, credentials, and contact information. Learn why Billy and Julie Kingery is a proven Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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| Q |
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?
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| A |
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean. |
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