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School Reports in Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Billy and Julie Kingery, REALTOR®, real estate agent and broker for Rocky Mount, Boones Mill and Smith Mt. Lake, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Billy and Julie Kingery
Mountain To Lake Realty

195 S Main St
Rocky Mount, VA 24151
540-483-5566
Fax: 540-483-8925
BillyKingery@NUMBER1EXPERT.com


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